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Privacy Policy

SWICH, and its affiliate companies (collectively hereinafter "SWICH", “we”, “us” or “our”) are committed to maintaining your confidence and trust as it relates to the privacy of your information. Please read below and learn how we collect, protect, share and use your information as part of our mobile application, including its interactive features and social media pages and their respective contents (collectively, the “Application”).

By using or accessing SWICH.to, you are accepting our practices as described in this Privacy Policy.

The Information We Collect Is Limited

When you use the Application, we may collect and process the following information about you:

Personal Information:  
We may collect information that could reasonably be used to contact you, or to identify you personally, or that otherwise relates to you (such as your name and email address), geolocation information, user ID, and account password.  The types of Personal Information we collect may vary depending on your use of the features of the Application.  For example, we may collect and store your ratings and reviews, or spending data (only if you choose to share it with us).  

Public Content:
You may share information that you post to the Application with other users, including your reviews, comments, and account profile. We may display this information on the Application and share it with other users and businesses on the Application.

Third Party Sites:
Certain areas and features of the Site may request authentication information for Third Party Sites (such as Mint.com and Facebook). In order to benefit from the full functionality of the Service, you also must provide your Third Party Site account credentials to allow SWICH to access your account data at those other institutions for your use.

You have the choice to connect to the Application via these third party sites, which you allow us to collect (or the third party to share) information about you, such as your name, email, demographics (age, gender), friends lists, "likes", comments you have shared, groups, location, financial information, and transaction history. Services like Facebook Connect give you the option to post information about your activities on SWICH to your profile page to share with others within your network. In addition, we may receive information about you if other users of a third party website give us access to their profiles and you are one of their "connections”.

We Only Use The Information To Your Benefit

We use the information we collect about and from you for a variety of business purposes such as to respond to your questions and requests; communicate with you about your account and activities on the Application and, in our discretion, changes to any SWICH policy; analytics and operations; improve SWICH; and for purposes disclosed at the time you provide your Personal Information or otherwise with your consent. We may also use the information to enhance the security of  the Application, and comply with legal obligations.

We Do Not Share Your Personal Information

Except as we’ve described here, we promise not to sell or give your personal information to anyone else without your permission.  If you ever tell us to stop emailing you, we will do so promptly.

We may share non-personal information, such as aggregate data, with third parties. We may also share your information as disclosed at the time you provide your information, as set forth in this Privacy Policy and in the following circumstances:


Mint.com:
You may connect your SWICH account to your Mint.com account, in which case we may collect information identifying yoru account with the third party service. SWICH does not store your Mint email or password. We securely connect to Mint on your behalf over SSLv3, the same cryptographic protocol that is used when you connect to Mint directly.

Facebook: 
You may connect your SWICH account to your Facebook account in which case we may collect and store information identifying your account with the third party service. We use the information to help you connect and share public content with your friends and followers.

Business Transfers: 
If SWICH is ever involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, your information may be sold or transferred as part of that transaction.

Legal Disclosure: 
We may share your information with third parties to comply with a legal obligation; when we believe in good faith that the law or a governmental authority requires it; to verify or enforce our Terms of Use or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect our rights or property or security of third parties, visitors to the Application or the public..]

Cookies Policy

The technologies used on the Application include: cookies (data files placed on a mobile device when it is used to visit SWICH), mobile analytics software and pixel tags (transparent graphic image, sometimes called a web beacon or tracking beacon, placed on a web page or in an email, which indicates that a page or email has been viewed). Cookies may also be used to associate you with social networking sites like Facebook and, if you so choose, enable interaction between your activities on the Application and your activities on such social networking sites We, or our vendors and third party partners, may place cookies or similar files on your computer or mobile device for security purposes or to personalize your experience.

Children

We do not knowingly collect, use or disclose personally identifiable information from anyone under 13 years of age. If we determine upon collection that a user is under this age, we will not use or maintain his/her Personal Information without the parent/guardian's consent. If we become aware that we have unknowingly collected personally identifiable information from a child under the age of 13, we will make reasonable efforts to delete such information from our records.

We Take Information Security Seriously

We take information security seriously; however, no electronic data transmission or storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure or warrant the security of any information you transmit to us, and you use the Application and provide us with your information at your own risk.

Your Privacy Rights:  Choice and Access

You can close your account by emailing us at hello [at] swich [dot] to. We will remove your public posts from view and/or dissociate them from your account profile, but we may retain information about you for the purposes authorized under this Privacy Policy unless prohibited by law. For example, we may retain information to prevent, investigate, or identify possible wrongdoing in connection with SWICH or to comply with legal obligations.

Changes to Privacy Policy

SWICH may update this Privacy Policy at any time. In the event there are significant changes in the way we treat your personally identifiable information, we will display a notice on the Application. Any material policy changes will take effect thirty days from the time we display a notice on this site. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account.

Contact Information:

SWICH loves to hear from its community.  If you are a user with concerns about SWICH’s Privacy Policy or its implementation you may contact us at the address below:

SWICH ATTN: Privacy 11842 Edmont PL, Waldorf, MD 20601

For quicker responses, we can also be reached via e-mail at: hello@swich.to

Privacy Policy last updated: October 22, 2015
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